Swiss Expat Realtor
21. Jan. 2025
Relocating to Switzerland for work or personal reasons is an exciting journey, whether you’re headed to the bustling city of Zurich, the business hub of Zug, or the charming cultural scene of Basel. However, apartment hunting from abroad can be daunting—especially when each city has its own unique housing market quirks. Fortunately, modern technology and specialized services make it possible to find the perfect place before your flight even lands. Here’s how to go about it.
1. Get to Know the Local Rental Markets
Each of these Swiss cities—Zurich, Zug, and Basel—has a different housing landscape:
Zurich: Switzerland’s largest city, known for its competitive market and varied districts. Prime neighborhoods (like Seefeld or Enge) can command higher rents.
Zug: A smaller city with a strong business community and limited housing supply, which often drives prices up. Expect a well-maintained infrastructure and proximity to beautiful lakeside views.
Basel: Renowned for its cultural vibe and international outlook (home to many pharma and biotech companies). While slightly more affordable than Zurich, Basel’s central areas can still be highly sought after.
No matter the city, expect demand to be high—being prepared can make all the difference.
2. Prepare the Necessary Documents
Swiss Property managers typically require a robust application package. Having documents ready makes you stand out:
Proof of Income or Employment: If you have a work contract (perhaps with a Swiss or international firm in Zurich, Zug, or Basel), include a copy to show financial stability.
Reference Letters: References from past landlords or employers help you appear reliable.
Copy of Your ID or Passport: Keep a high-quality scan on hand.
Swiss Visa or Permit Details: If you’ve already been approved to work in Switzerland, include that documentation to ease any concerns about your eligibility.
Credit check / Debts: Some countries offer credit scores or similar document, which proofs that you don't have any debts. Such document increase the chances of your application.
3. Work with a Relocation Agency
Because Swiss housing markets can be complex—and policies differ slightly across Zurich, Zug, and Basel—partnering with a relocation professional can save time and stress:
Local Expertise: Relocation specialists know which neighborhoods or areas fit your lifestyle and budget, and can steer you away from pitfalls.
Network of Contacts: Established agents often have personal relationships with Property Managers including those with private listings.
Virtual Apartment Viewings: Relocation specialists can help you to view apartments either with a video phone call or send you videos of the places that you are shortlisting.
Documentation Support: They can help refine your application, ensure it meets local requirements, and even negotiate the rental contract on your behalf.
Trusted Bridge: Relocation agents with local language engage directly with Property managers to build trust and increase visibility of your application.
4. Ask the Right Questions
When evaluating a property (virtually or via email), be sure to clarify:
Utilities & Fees: In Switzerland, “warm” rent typically includes heating, but you’ll often pay separately for water, electricity, and internet.
Lease Term & Notice Period: Contracts usually have fixed notice periods. Some Property managers may require a minimum lease term (e.g., one year).
House Rules: Quiet hours, laundry room schedules, and other regulations are common in Swiss apartment buildings. Make sure these fit your lifestyle.
Deposit & Insurance: Expect to pay a security deposit of up to three months’ rent. Check if your building requires additional liability insurance. Many Property managers accept also Deposit insurance instead of Bank cash deposit.
5. Finalize Your Rental Contract
Once you find the right apartment:
Language Review: Contracts are often in German. If you’re not fluent, seek an English translation or Relocation Agents help.
Contract Details: Confirm the monthly rent, deposit, start date, and notice period in writing. Ensure any special arrangements (e.g., parking spaces, furnished units, Pets) are included.
6. Plan Your Move-In Day
Securing an apartment is a huge milestone—but you’ll still have tasks to handle:
Key Handover: Coordinate with the Property manager for a seamless arrival.
Property handover protocol: Request a detailed inspection protocol with pictures. Note any existing wear or damage to avoid future deposit disputes.
Utilities & Services: Double check with your Property manager the registration of water, electricity on your name. It should be done in advance per move-in date.
Nameplates Letterbox, doors: Every household has its name on the letterbox and doors. Request from your Property manager nameplates to be arranged as per your move-in date.
Registration Process: In all Swiss cities, you must register at your local Gemeinde (or city registration office) within a set timeframe after moving in. Make sure you have a signed lease for this step.
Ready for Your Swiss Adventure?
Whether you’re drawn to Zurich’s cosmopolitan flair, Zug’s thriving business atmosphere, or Basel’s cultural hotspots, virtual house hunting offers a practical way to secure a home from afar. By preparing a solid application, tapping into remote viewing tools, and possibly partnering with a relocation agency, you can smoothly navigate the Swiss housing market—even from thousands of miles away.
At Swiss Expat Realtor, we specialize in helping newcomers find their perfect home in Zurich, Zug, and Basel. From navigating rental contracts to connecting utilities, our tailored approach ensures you can focus on the excitement of your move rather than the stress of logistics.